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Small Business Loans

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Small Business Loans

Flexible Business Loans Designed for Your Success

We understand the value of your business and the challenges you face. Our dedicated Small Business Lending team offers local expertise and personalized support to help your business grow and thrive. Whether you're expanding, upgrading equipment, or managing cash flow, we’re here to provide the right financing solutions for your unique needs.

Let us help you focus on what matters most - running your business.

Contact our Small Business Lending team at (800) 298-1775 or visit one of our convenient locations today.

Use Your Loan For

Working Capital
Equipment Financing
Business Expansion
Managing Cash Flow
Overdraft Protection
Loan or Line of Credit
Inventory & Receivables Financing

Loan Features

Local Underwriting & Local Relationship Officer
Variety of Terms Available
Fixed and Variable Rates
Online & Mobile Banking Account Access ⁽¹⁾
Secured and Unsecured Loans Available

Please note: This information is accurate as of October 1, 2025. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, regulation or other.

Small Business Loans

Features	Quick Business Credit	Small Business Loans	Small Business Administration (SBA) Loans	Commercial Real Estate	Small Farm Loans
General Purpose	Overdraft protection Short-term working capital Loan or Line of Credit	Loan or Line of Credit Equipment financing Working capital Business expansion Finance inventory Finance receivables	Working capital Business expansion Business purchase Debt refinance Equipment purchases Real estate	Acquire new facilities Refinance existing building	Crop production financing Loan or Line of Credit
Loan Amounts	Up to 24,999	$25,000 – $250,000	$15,000 – $250,000 SBA small loan maximum is now $350 million Maximum 7(a) $5 million	$25,000 – $500,000	Up to $500,000
Terms Available	Various	Various	Real Estate up to 25 years Equipment up to 10 years Working capital up to 10 years	Various	Various
Interest Terms	Variable rates	Fixed and variable rates	Fixed and variable rates	Fixed and variable rates	Fixed and variable rates
Monthly Payment	Varies with loan amount and term	Varies with product and loan amount	Varies with product and loan amount	Principal and interest Interest only	Varies with product and loan amount
Access	By phone or in person and by check if Line of Credit Loan funds can be transferred between accounts View and make payments and advances through Business Online Banking	View, transfer funds and make payments through Business Online Banking ¹ By phone or in person and by check if Line of Credit	Single and multiple disbursements View and make payments through Business Online Banking	Single disbursement By phone or in person	Single and multiple disbursements By phone or in person or through online banking
Collateral	Unsecured or secured	Unsecured or secured	Secured	Real estate	Unsecured or secured
Additional Information	Requires limited financial information - varies by loan request Quick decisions and access to funds	Loan or Line of Credit Information required may vary based on loan request Easy access to funds Continuous access to credit	SBA Participating Lender Term loans and Lines of Credit Other governmental loan programs Additional SBA Terms and Conditions Apply	Owner and Non-owner occupied Appraisal and environment assessment may be required	For farm equipment loans, see a representative for more details

Small Business Loans

Features	General Purpose	Loan Amounts	Terms Available	Interest Terms	Monthly Payment	Access	Collateral	Additional Information
Quick Business Credit	Overdraft protection Short-term working capital Loan or Line of Credit	Up to 24,999	Various	Variable rates	Varies with loan amount and term	By phone or in person and by check if Line of Credit Loan funds can be transferred between accounts View and make payments and advances through Business Online Banking	Unsecured or secured	Requires limited financial information - varies by loan request Quick decisions and access to funds
Small Business Loans	Loan or Line of Credit Equipment financing Working capital Business expansion Finance inventory Finance receivables	$25,000 – $250,000	Various	Fixed and variable rates	Varies with product and loan amount	View, transfer funds and make payments through Business Online Banking ¹ By phone or in person and by check if Line of Credit	Unsecured or secured	Loan or Line of Credit Information required may vary based on loan request Easy access to funds Continuous access to credit
Small Business Administration (SBA) Loans	Working capital Business expansion Business purchase Debt refinance Equipment purchases Real estate	$15,000 – $250,000 SBA small loan maximum is now $350 million Maximum 7(a) $5 million	Real Estate up to 25 years Equipment up to 10 years Working capital up to 10 years	Fixed and variable rates	Varies with product and loan amount	Single and multiple disbursements View and make payments through Business Online Banking	Secured	SBA Participating Lender Term loans and Lines of Credit Other governmental loan programs Additional SBA Terms and Conditions Apply
Commercial Real Estate	Acquire new facilities Refinance existing building	$25,000 – $500,000	Various	Fixed and variable rates	Principal and interest Interest only	Single disbursement By phone or in person	Real estate	Owner and Non-owner occupied Appraisal and environment assessment may be required
Small Farm Loans	Crop production financing Loan or Line of Credit	Up to $500,000	Various	Fixed and variable rates	Varies with product and loan amount	Single and multiple disbursements By phone or in person or through online banking	Unsecured or secured	For farm equipment loans, see a representative for more details